XoomFi 
Equity Premium Income (EPI) Funds
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XoomFi 
Equity Premium Income (EPI) Funds
Home
Performance
YTD Performance
  • Q1 2024
  • 03-08-2024
  • 03-01-2024
Benchmarks
  • Summary
Get Started
About XoomFi
Sign-Up
XoomFi Log-In
More
  • Home
  • Performance
  • YTD Performance
    • Q1 2024
    • 03-08-2024
    • 03-01-2024
  • Benchmarks
    • Summary
  • Get Started
  • About XoomFi
  • Sign-Up
  • XoomFi Log-In
  • Home
  • Performance
  • YTD Performance
    • Q1 2024
    • 03-08-2024
    • 03-01-2024
  • Benchmarks
    • Summary
  • Get Started
  • About XoomFi
  • Sign-Up
  • XoomFi Log-In

XoomFi Risk-Managed Long-Short Investment Models

XoomFi Investment Models

We have developed, devised and launched a new active, risk-managed, long-short investing strategy and portfolios of stocks and options to:


  1. Outperform the S&P 500 Index (SPX) as the primary benchmark
  2. Deliver Income & Growth
  3. Deliver superior Alpha or Excess Return on Risk-adjusted basis


XoomFi Investment Models offer premium income generation and equity appreciation while also providing intrinsic downside protection. While our  screeners select stocks and options with higher implied volatility, the inversely correlated stocks and options trades and how we manage and balance the portfolio have helped us manage risks while lowering the portfolio beta and deliver superior Alpha. 


July 1, 2022 to March 31, 2024 (7 Calendar Quarters):


Outstanding Returns AND Stellar Alpha Generation:


  • XoomFi generated 39.07% Total Return or 22.32% Annualized Return, which compares favorably to SPX Total Return of 38.81% or 22.17% Annualized Return. 
  • With  0.35 correlation with SPX, XoomFi offers a lot more diversification and consequently lowers the market risks - through the ups and downs in the markets over the past 7 quarters. 
  • 0.8 Beta relative to SPX underscores the XoomFi Model's resilience and strategic adaptability to varying market volatility and conditions; lower volatility and lesser risks
  • The XoomFi portfolio delivered 9% More Alpha - Excess Return on risk-adjusted basis - compared to SPX
  • XoomFi delivered Outstanding Returns - placing it in the 99th Percentile of all 27,311 MorningStar Funds - AND Stellar Alpha Generation of >5% relative to all Benchmark Funds


The XoomFi Portfolio's 39.07% Total Return - 22.32% Annualized Return - ranks it very high and places it in the 99th Percentile:


  • # 5th Rank out of 23,115 Mutual Funds
  • # 35th Rank out of 3,533 ETF's
  • # 1st Rank out of 663 Closed End Funds


Q1, 2024:


Stellar Returns AND Stellar Alpha Generation:


  • XoomFi generated 17.06% Total Return, which was 1.68 x SPX return of 10.16%. 
  • The XoomFi portfolio delivered 16% More Alpha - Excess Return on risk-adjusted basis - compared to SPX


The 17.06% Total Return - 69.19% Annualized Return - generated by XoomFi Portfolio places it in the 96th to 99th Percentile of all the funds tracked by MorningStar:


  • 99th Percentile: # 141th Rank out of 23,017 Mutual Funds
  • 96th Percentile: # 144th Rank out of 3,581 ETF's
  • 99th Percentile : # 6th Rank out of 668 Closed End Funds


Risk Analysis & Benchmark Comparisons:


While SPX is the primary benchmark for comparison for our long-short strategy, we do extensive comparisons with a broad array of investment instruments:


  • Market Indexes : Dow Jones Industrial Average, Nasdaq Composite Index
  • Covered Call Indices & ETF's
  • Equity Funds - iShares, Vanguard
  • Bond & Dividend Funds - iShares, Vanguard
  • Sector Funds
  • Momentum Funds
  • Berkshire Hathaway


Over 7 Calendar Quarters starting July 1, 2022, the XoomFi portfolio has outperformed all these benchmarks in generating Alpha:


  • Covered Call Indices & ETF's : 12% to 24% Alpha
  • Equity Funds - iShares, Vanguard : 7% to 20% Alpha
  • Bond & Dividend Funds - iShares, Vanguard : 19% to 24% Alpha
  • Sector Funds : 5% to 21%
  • Momentum Funds : 7% to 18%
  • Berkshire Hathaway : 6% to 7%


Check out the Benchmarks tab for detailed and comprehensive Total Return, Risk Analysis, and other benchmark comparisons on Quarterly basis and since July 1, 2022 when we first offered XoomFi Model Portfolio to prospective investors.


About XoomFi Advisors:


We - https://www.XoomFi.com - are based in San Jose, CA. The principals in our firm have more than 30 years of stocks and options trading experience combined with broad and deep experience in the Tech sector and Venture Capital industry. 


We are a Registered Investment Advisor (RIA)  - SEC Registration # 314872 SEC File # 801-121438. 


XoomFi Risk-managed Long-Short Investment Goals & Strategy

Our Risk-managed Long-Short Investment Strategy is designed to:


  1. Outperform the S&P 500 Index (SPX) as the primary benchmark
  2. Deliver Income & Growth
  3. Deliver superior Alpha or Excess Return on Risk-adjusted basis


It’s an attractive and compelling option for:


  • Fixed Income investors looking to generate income without forgoing the equity appreciation upside
  • Equity investors who get the benefit of income generation from their equity investments during the holding period, and
  • Investors in 60%-40% Equity / Bond portfolios


Over the past 7 Calendar Quarters since July 1, 2022 - when XoomFi Portfolio was offered for the first time to prospective investors, XoomFi has delivered excellent returns - 39.07% Total Return / 22.32% Annualized Return - placing it in the 99th Percentile of all funds tracked by MorningStar, but, more importantly, it has delivered Superior Alpha : 9% Alpha or Excess Return on Risk-adjusted basis compared to SPX and >5% relative to ALL benchmarks


Visit the Benchmarks tab to check out comprehensive dashboard of Total Return, Risk Analysis and Benchmark Comparisons against market indexes, and leading Equity, Bond, Sector, Covered Call and Momentum funds & ETF's.


Our Fee Structure

Management Fee = 0.25% of Assets Under Management (AUM) each quarter

Our Approach

At XoomFi, we have developed and implemented a new and unique long-short trading strategy and a strategy that relies on a long-term market perspective and short-term adjustments.


Unlike most fund managers who have a naturally bullish or bearish bias and who then attempt to will the market to move in their preferred direction, we have the humility to know that no matter how hard we try we will not be able to will the market to move in a specific direction.


We have adopted a radically different approach which is a lot more nimble and one that lends itself to respond favorably to the frequent and volatile changes - up or down, bull or bear, growth or value.

Our Core Beliefs & Guiding Principles

We have developed a set of core beliefs and guiding principles based on our  experiences - core beliefs which make XoomFi unique and different. These core beliefs are:


  1. Volatility is the only constant - Embrace it
  2. Implement a trading strategy based on 2 to 3 year perspective but make short-term adjustments to respond to market changes
  3. Honor and follow the Options Greeks
  4. Protect the downside even if it means limiting the upside
  5. Always insure and protect the portfolio against 'black swan' events


These core beliefs have been incorporated into everything we do - our philosophy, our trading strategy and plan, selection of positions, entry / exit points.

Volatility is the only Constant

There is a truism in the business world that Change is the only constant. The analogous truism for trading in the equity market is: Volatility is the only constant.


Whether the volatility in the market or individual security is driven by market forces, geo-political or other exogenous forces, or induced by the Fed - Federal Reserve Bank or the Federal Government - (subject of a separate blog post), we believe volatility needs to be factored into every trading strategy. 


Embrace Volatility


We have actually gone one step beyond just factoring Volatility into our strategy - we have embraced it as an integral component and driver of our trading strategy. For the three model portfolios- Balanced, Turbo and Ultra - we use volatility as the filter in the stock scanner to identify the securities for the Watch List, Select Few and investments for each of the model portfolios.


The Volatility Paradox


It may seem paradoxical that our long-short strategy which embraces Volatility actually has lower volatility and lower risk compared to trading stocks and consequently lower beta and has helped us deliver superior Alpha.

Think Long, Act Short

Think Global but Act Local has an analogous phrase in the XoomFi parlance : Think Long, Act Short.


At XoomFi, we have the humility to know and accept that try as we might we are not going to be able to will the market to move in a specific direction. Our approach is to develop a long-term - 2 to 3 year - view of the market to establish the long positions and then make short-term course adjustments. 


These short-term adjustments have enabled us to be a lot more nimble and opportunistic in responding to the market conditions and volatility and to deliver market-leading performance through different cycles - bull or bear, up or down, growth over value.

XoomFi & The Greeks

Stock options and their price action relative to the price of the underlying stocks are determined and measured by the Greeks - Alpha, Beta, Delta, Gamma, Theta and Vega. 


XoomFi trading strategy and algorithms, scanners, stock and options selections, entry / exit points, and the system factor in and leverage the Greeks: 


To deliver superior Alpha relative to major market indices and other investment options…

Identify and invest in high Beta stocks…

While embracing Vega as the key driver of our investment thesis… 

With Delta and Gamma as our guides to manage the portfolio risks…

… and with Theta as our ally 

Protect the Downside

Intrinsic downside protection => Lower Left-Tail Risk

Our Long-short trading strategy with inversely correlated positions offers inherent downside protection and consequently, lower left-tail risk. In an environment in recent times when we have seen elevated levels of volatility and with our trading strategy which embraces volatility, managing the left tail risk becomes even more crucial. 

Insure & Protect against 'black swan' events

In recent times, we have witnessed much higher volatility and much larger swings in the market driven by a variety of macro and micro factors, geo-political forces, monetary and fiscal policies. 


Some of these factors - like the Covid pandemic in 2020, global depression in 2008, 9/11 in 2001 were 'black swan' events which had gut-wrenching and traumatic impacts on the global markets. 


All XoomFi model portfolios are protected at all times against such unexpected and unanticipated 'black swan' events and associated left tail-risk with appropriate hedges.

XoomFi EPIC Funds Brochure

This Program Brochure (this “Brochure”) provides information about the qualifications and business practices of XoomFi. If you have any questions about this Brochure’s contents, please contact us at the above phone number and / or e-mail. The information in this Brochure has not been approved or verified by the United States Securities and Exchange Commission (the “SEC”) or by any state securities authority.


This Brochure is for informational purposes only.  It does not convey an offer of any type and is not intended to be, and should not be construed as, an offer to sell, or the solicitation of an offer to buy, any interest in any entity, investment, or investment vehicle.

XoomFi Part 2A Firm Brochure_July_14_2023 (pdf)

Download

XoomFi Advisors - SEC Registration # 314872 SEC File # 801-121438
111 N Market St, Suite 300, San Jose, CA 95113

Copyright © 2022-2024 XoomFi Equity Premium Income (EPI) Funds - All Rights Reserved.

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