XoomFi EPIC Investment strategy is designed to deliver INCOME and GROWTH by combining long and short stocks and options investments. With XoomFi, you don't have to choose between Income Generation (INCOME) OR Equity investment (GROWTH) instruments as XoomFi Investment Model is designed to deliver regular / periodic income while also delivering the benefit of equity appreciation.
XoomFi EPIC Investment Models use combination of covered calls or buy-write calls, puts, individual stocks, and / or individual long and / or short options trades.
While we track our performance relative to all market indexes, leading funds, and EFT's, we use the S&P 500 Index (SPX) as the primary index for benchmark comparison purposes. The SPX is representative of the balanced Reward / Risk ratio that our strategy and model represent. Nasdaq index (COMP or QQQ) represents much higher risks for potentially higher returns, whereas Dow Jones Industrial Average (INDU) represents more mature industries with more modest risks and lower alpha.
The primary objective of the XoomFi Investment model is to outperform the SPX with the combination of income generation and equity appreciation while delivering superior alpha relative to SPX.
The income generation benefit of XoomFi Model Portfolio offers an attractive alternative to a) Fixed Income investment and b) combination of Fixed Income and Equity investments - including the popular 60% equity and 40% fixed income balanced portfolios.
XoomFi Investment v Fixed Income and Equity Investments
With Fixed Income investment instruments (Treasuries, Bonds, Dividend Funds, Investment Grade Credit, High-Yield, CD's, etc.), the investment is for a specific period of time and the Income generated is FIXED and CAPPED. With the XoomFi Investment strategy, the investment is for no specified time period and the income generated is neither FIXED nor CAPPED.
Our goals are to deliver:
- INCOME : Outperform Fixed Income funds in generating income
- GROWTH : Deliver Equity Appreciation at lower risks compared to Equity Funds
We balance Reward / Risk by:
- Managing the portfolio alpha, beta, delta, theta relative to market conditions
- Investing in Diverse Sectors to minimize concentration risks
- Hedging the portfolio at all times by protecting against 'black swan' events