(Jul 1, '22 - Mar 31, '24)
Ranks in the 99th Percentile among 27,311 Morning Star Funds (*)
9% more Alpha relative to SPX
(Jul 1, '22 - Mar 31, '24)
Ranks in the 99th Percentile among 27,311 Morning Star Funds (*)
9% more Alpha relative to SPX
(*) Based on 2-Year Total Return
XoomFi is currently not listed on Morning Star
Total of 27,311 Investment Funds (ETF's, Mutual Funds, Closed-end Funds (CEF's))
Jul 1 '22 - Mar 31, '24
69.19% Annualized Return
XoomFi Advisors is a Registered Investment Advisor (RIA) registered with the Securities & Exchange Commission (SEC) - SEC Registration # 314872 SEC File # 801-121438 - acting as a fiduciary to invest your funds in actively managed XoomFi Equity Premium InCome (EPIC) investment models. We are registered with the SEC as an Internet Investment Adviser under Rule 203A-2(e) ("Internet Investment Adviser exemption").
As per the requirements of Rule 203A-2(e) and for Internet Investment Adviser exemption, all the interactions between you and XoomFi are handled exclusively through our Interactive Website. XoomFi does not offer investment advice on individual stocks and / or options.
XoomFi has developed a new active, risk-managed long-short investing strategy, model and portfolio. The goals of the strategy are to:
We will invest your funds in the XoomFi Portfolio based on your Risk Score, which is calculated from the On-line Risk Questionnaire you fill out.
Your funds are kept in your own Separately Managed Account (SMA) and not co-mingled with other clients' funds. The investment in XoomFi is not for a specific time-period. You can add / withdraw funds as and when needed to meet your investment objectives. There is no penalty for withdrawals or termination of your XoomFi account.
We charge quarterly management fee of 0.25% for the Assets Under Management (AUM) in your account.
We filed our registration with the SEC in June 2021 and after extensive testing and refinement of our investment models we began investing the funds for our clients on July 1, 2022.
XoomFi EPIC Investment strategy is designed to deliver INCOME and GROWTH by combining long and short stocks and options investments. With XoomFi, you don't have to choose between Income Generation (INCOME) OR Equity investment (GROWTH) instruments as XoomFi Investment Model is designed to deliver regular / periodic income while also delivering the benefit of equity appreciation.
XoomFi EPIC Investment Models use combination of covered calls or buy-write calls, puts, individual stocks, and / or individual long and / or short options trades.
While we track our performance relative to all market indexes, leading funds, and EFT's, we use the S&P 500 Index (SPX) as the primary index for benchmark comparison purposes. The SPX is representative of the balanced Reward / Risk ratio that our strategy and model represent. Nasdaq index (COMP or QQQ) represents much higher risks for potentially higher returns, whereas Dow Jones Industrial Average (INDU) represents more mature industries with more modest risks and lower alpha.
The primary objective of the XoomFi Investment model is to outperform the SPX with the combination of income generation and equity appreciation while delivering superior alpha relative to SPX.
The income generation benefit of XoomFi Model Portfolio offers an attractive alternative to a) Fixed Income investment and b) combination of Fixed Income and Equity investments - including the popular 60% equity and 40% fixed income balanced portfolios.
XoomFi Investment v Fixed Income and Equity Investments
With Fixed Income investment instruments (Treasuries, Bonds, Dividend Funds, Investment Grade Credit, High-Yield, CD's, etc.), the investment is for a specific period of time and the Income generated is FIXED and CAPPED. With the XoomFi Investment strategy, the investment is for no specified time period and the income generated is neither FIXED nor CAPPED.
Our goals are to deliver:
We balance Reward / Risk by:
We recommend an allocation of a % of your current Fixed Income investment to XoomFi Investment Model. Fixed Income is the appropriate / relevant investment instrument for benchmark comparison for XoomFi Model. As such, we share with you the XoomFi performance returns vis-a-vis Bond & Dividend Funds, Covered Call Funds. The EPIC investment model - risk managed, long-short - is not intended to match the Reward / Risk profile of Equity Funds. Nonetheless, we provide benchmark comparisons with equity market indexes and leading equity funds to help you make allocation of your investments across different asset classes.
Management fee of 0.25% of Assets Under Management (AUM) each quarter
This Program Brochure (this “Brochure”) provides information about the qualifications and business practices of XoomFi. If you have any questions about this Brochure’s contents, please contact us by e-mail. The information in this Brochure has not been approved or verified by the United States Securities and Exchange Commission (the “SEC”) or by any state securities authority.
This Brochure is for informational purposes only. It does not convey an offer of any type and is not intended to be, and should not be construed as, an offer to sell, or the solicitation of an offer to buy, any interest in any entity, investment, or investment vehicle.
XoomFi Part 2A Firm Brochure_July_14_2023 (pdf)
DownloadThe Form CRS provides to you a brief customer or client relationship summary with information about our firm. The CRS is designed to assist you with the process of deciding whether to (i) establish and investment advisory relationship, (ii) engage XoomFi Advisors, or (iii) terminate the relationship or specific service.
This Form CRS is in compliance with SEC's From CRS and new rules adopted on June 5, 2019 as well as amendments to its forms and rules, under both the Investment Advisers Act of 1940 ("Advisers Act") and the Securities Exchange Act of 1934 ("Exchange Act").
XoomFi Form CRS_July_14_2023 (pdf)
DownloadEPIC Investing and XoomFi EPIC Funds involve trading of equities and options which contain inherent risks. Our Program goal is for each of these three strategies to:
There are no guarantees that we will be able to meet each or any of these program goals every single trading day or every month or every quarter or ever. Some of these goals may even be conflicting goals and at odds with each other.
Before investing in XoomFi Investment Models, consider your investment objectives and XoomFi Advisors' fees and expenses. XoomFi's internet-based advisory services are designed to assist our clients in achieving discrete financial goals. They are not intended to provide tax advice or financial planning with respect to every aspect of client's financial situation and do not incorporate specific investments that clients hold elsewhere. For more details, see XoomFi's Form CRS, Form ADV Part II and other disclosures.
XoomFi Advisors - SEC Registration # 314872 SEC File # 801-121438
111 N Market St, Suite 300, San Jose, CA 95113
Copyright © 2022-2024 XoomFi Equity Premium Income (EPI) Funds - All Rights Reserved.